Want to know more about equity release?
Watch our two-minute that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
"Richard Wylder and the team helped us in a time of difficulty and put in far more effort than anyone could have expected. Really excellent service with great communication, care and consideration."
Dave Hughes
Equity release is a financial solution that allows homeowners over 55 to access the wealth tied up in their property without selling it. By taking out a lifetime mortgage, you can release a lump sum or draw funds as and when you need them. This flexibility can be a game-changer, whether you're looking to fund home improvements, clear debts, or simply enjoy a more comfortable retirement.
Absolutely! Equity release is a safe and regulated financial product. All plans we offer are regulated by the Financial Conduct Authority (FCA) and adhere to the strict guidelines of the Equity Release Council. This ensures your peace of mind, knowing you'll never owe more than your home is worth.
The choice is yours! The money you release is yours to spend as you wish.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings
We are passionate about helping you make the most of your home equity. Our team of highly experienced mortgage and equity release experts is dedicated to providing personalised advice tailored to your unique financial situation.
Whether you're looking to access cash from your home to fund home improvements, clear debt, or enjoy a more comfortable retirement, we're here to guide you every step of the way.
We offer a comprehensive range of equity release options, ensuring you find the best solution for your needs.
We offer competitive interest rates on our equity release plans, helping you maximise your financial benefits.
We have a long-standing reputation for providing exceptional customer service and reliable equity release solutions.
Here’s what to expect when you work with us for equity release, if you live in Torquay.
You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.
If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.
Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.
You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.
Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.
You’re supported at every stage, and you’re free to stop the process at any time.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
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